With multiple security layers, NCR Secure Pay minimizes your risk for a credit card security breach. This hosted electronic payment gateway helps you address the key elements of payment security: data storage and transmission of cardholder information.
NCR Secure Pay allows you to process payments in a PCI-DSS compliant manner. NCR Secure Pay takes the storage of sensitive card information out of your local system and moves it to the NCR Secure Pay Host to minimize the chance of a credit card breach. Point-to-Point Encryption further reduces your exposure by securing sensitive information during transmission.
Instead of storing sensitive credit card information in your store’s database, NCR Secure Pay uses a process called tokenization to store a code, or token, in its place. The actual card information is encrypted and stored on the NCR Secure Pay network environment. The token allows authorized users access to transaction information as needed for returns and other operations while maintaining a protected system.
Using Point-to-Point Encryption, NCR Secure Pay encrypts credit card data from the moment the card is swiped or inserted by your customer. This process ensures that sensitive card information is encrypted throughout its lifecycle in your environment and minimizes the risk of an unauthorized user scraping that credit card data from your point-of-sale database memory.
With credit card information removed from your database and secured on a separate host, you have flexibility with credit card settlements. Automate your settlements to happen daily at the time of your choosing or settle transactions remotely using the NCR Secure Pay merchant portal.