NCR SECURE PAY

With multiple security layers, NCR Secure Pay minimizes your risk for a credit card security breach. This hosted electronic payment gateway helps you address the key elements of payment security: data storage and transmission of cardholder information.

Minimized Your Risk

NCR Secure Pay allows you to process payments in a PCI-DSS compliant manner. NCR Secure Pay takes the storage of sensitive card information out of your local system and moves it to the NCR Secure Pay Host to minimize the chance of a credit card breach. Point-to-Point Encryption further reduces your exposure by securing sensitive information during transmission.

Store Data Securely

Instead of storing sensitive credit card information in your store’s database, NCR Secure Pay uses a process called tokenization to store a code, or token, in its place. The actual card information is encrypted and stored on the NCR Secure Pay network environment. The token allows authorized users access to transaction information as needed for returns and other operations while maintaining a protected system.

Transmit Encrypted Data

Using Point-to-Point Encryption, NCR Secure Pay encrypts credit card data from the moment the card is swiped or inserted by your customer. This process ensures that sensitive card information is encrypted throughout its lifecycle in your environment and minimizes the risk of an unauthorized user scraping that credit card data from your point-of-sale database memory.

Automatic Credit Card Settlements

With credit card information removed from your database and secured on a separate host, you have flexibility with credit card settlements. Automate your settlements to happen daily at the time of your choosing or settle transactions remotely using the NCR Secure Pay merchant portal.

Key Features

  • Peace of mind knowing cardholder data is in a protected environment
  • Settlements automated to run at a predefined time each day
  • Credit card data is encrypted throughout its lifecycle in your retail environment 
  • Integration to numerous credit card and gift card processors 
  • Multiple layers of security
  • Masked credit cards numbers available for transaction lookups and reporting
  • Actual card data is replaced with tokens
  • Card data is encrypted at the swipe and insert
  • Integration with NCR Counterpoint and NCR Retail Online
  • Settle transactions while in offline mode